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Most French banks are raising their mortgage rates for April amid uncertainty from the war in Iran and the Strait of Hormuz blockade. French 10-year state bond yields hit nearly 3.90% on Friday, a level unseen since 2009. Philippe Crevel of the Cercle de l’Épargne highlights the close link between these yields and home loan rates.

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With longer life expectancies, inheritances now often occur at retirement age, compared to around 30 in the early 20th century. Some parents want to pass on part of their assets earlier to children who need it more. Experts emphasize anticipating these transfers to avoid family conflicts.

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