韩国银行家户贷款在1月份连续第二个月下降，这是为稳定住房市场而收紧放贷规定所致。1月末未偿余额为1,172.7万亿韩元，比12月减少1万亿韩元。此次下降反映了政府对首尔及首都圈房价飙升的应对措施。
韩国银行（BOK）数据显示，韩国银行家户贷款未偿余额在1月末为1,172.7万亿韩元（合8057.5亿美元），比上月减少1万亿韩元。这是继12月份自2025年1月以来首次下降后的连续第二个月下降。
韩国银行家户贷款连续第二个月下降
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韩国央行于1月15日在首尔召开货币政策会议，决定将基准利率维持在2.5%。这是自7月以来连续第五次维持利率不变，受韩元疲软和通胀担忧影响，限制了进一步宽松的空间。韩国央行行长李昌镛强调数据驱动的方法，在高不确定性下，为未来三个月可能的降息留有空间。
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