The Caisse des dépôts returned 164.4 million euros in 2025 to rightful owners from inactive bank accounts and life insurance policies. This service has been available via the online platform Ciclade since 2017. Around 200,000 claims were processed that year.
The Caisse des dépôts et consignations (CDC), a French public institution, announced it returned 164.4 million euros in 2025 from inactive bank accounts, savings booklets, or life insurance policies. These funds were from overlooked accounts, such as forgotten childhood savings or unclaimed policies of deceased individuals. Some 200,000 restitution claims were filed that year, averaging 943 euros per case, at no cost to claimants—individuals, heirs, or notaries—through the Ciclade website launched in 2017. Meanwhile, banks transferred 758,000 accounts and contracts to the CDC after about 10 years of inactivity, totaling 671 million euros. Banks regularly contact holders before transfer. If unclaimed for another 20 years, the funds go to the state and overseas territories, which received 89 million euros in 2025. This system aims to locate and redistribute forgotten assets.
