Bank executive reviewing OCC approval for crypto brokering in a high-tech office, symbolizing digital assets' integration into banking.
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OCC allows banks to broker riskless crypto transactions

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The Office of the Comptroller of the Currency has issued guidance permitting national banks to act as intermediaries in low-risk cryptocurrency trades. Interpretive Letter 1188 confirms that such riskless principal transactions fit within the business of banking. This move aligns with recent regulatory efforts to integrate digital assets into traditional finance.

Following reports of JPMorgan exploring crypto trading for institutional clients amid favorable OCC guidance, analysts predict it will legitimize digital assets and funnel liquidity to rivals like Coinbase and Bullish—though competition may squeeze fees.

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