Ripple legal chief identifies three bullish forces for crypto

Ripple's legal chief has outlined three key forces driving cryptocurrency toward mainstream finance. These include quiet adoption, tokenization, and institutional integration. The executive predicts digital assets will achieve a normalized role by 2026.

In a recent analysis, Ripple's legal chief emphasized that cryptocurrency is moving beyond speculation to become embedded in everyday finance. This shift is propelled by three bullish forces: quiet adoption by users and businesses, the growing use of tokenization for assets, and deeper integration with traditional institutions.

The executive's insights suggest that these developments are quietly normalizing digital assets. By 2026, crypto could play a standard role in financial systems, according to the report. This perspective comes amid ongoing efforts to integrate blockchain technology into broader economic activities.

While the full details of the legal chief's comments were not elaborated in the available summary, the focus remains on sustainable growth rather than hype. This aligns with broader trends in the industry toward practical applications.

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Despite market volatility erasing most yearly gains, 2025 marked cryptocurrency's deeper integration into traditional finance through regulatory clarity and stablecoin adoption. Banks and fintech firms expanded offerings, viewing crypto as infrastructure rather than speculation. This evolution highlighted a move from hype to practical execution.

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Under the Trump administration, U.S. regulators have shifted toward integrating cryptocurrency into the traditional financial system, marking a historic change from prior enforcement-heavy approaches. Key developments include new legislation for stablecoins and approvals for crypto firms to operate like banks. This evolution has boosted institutional adoption amid Bitcoin's volatile but upward price trajectory.

Institutional investors shifted focus in 2025, with XRP and Solana seeing massive inflows that outpaced Bitcoin and Ethereum in growth rates. While Bitcoin remained the largest by volume, alternative assets like Ethereum, XRP, and Solana attracted record capital, signaling a more diversified market. This trend highlights a maturing crypto landscape favoring established networks with regulatory clarity.

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PayPal is expanding its use of blockchain technology across its operations, a move its CEO says is essential for modernizing payments. This initiative reflects a broader trend among Wall Street firms embracing crypto tools. Experts predict 2026 will see widespread adoption following regulatory progress in 2025.

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