Japan sets crypto tax reform for 2028 at 20% rate amid delay concerns

Following reports of potential delays and industry criticism, Japan will implement cryptocurrency tax reforms in 2028, reducing the rate to a flat 20% on gains treated like equity investments. The changes aim to boost predictability, retain domestic capital, and curb outflows to hubs like Singapore and Dubai.

As covered earlier, Japan's crypto tax overhaul faced scrutiny over a possible shift from the anticipated January 2027 start to 2028, with executives warning of slowed web3 progress.

Now formalized with a 2028 rollout, the reform reclassifies crypto gains as capital gains taxed at a uniform 20%, aligning with stocks and forex. This addresses longstanding issues like high progressive taxes up to 55% and lack of loss offsets.

Policymakers' cautious timeline balances investor incentives with revenue stability, potentially spurring local trading and positioning Japan competitively despite the delay.

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A leading Japanese financial executive has criticized the slow progress on cryptocurrency tax reforms, warning of a possible one-year delay. Traders, currently facing up to 55% taxes on profits, had anticipated changes starting in January 2027. The delay could hinder Japan's web3 development compared to global peers.

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Japan's ruling Liberal Democratic Party and Japan Innovation Party finalized their tax reform outline for fiscal 2026 on December 20. The plan raises the income threshold for income tax from ¥1.6 million to ¥1.78 million and expands mortgage tax deductions. These measures aim to ease the burden on households facing rising prices.

As campaigning unfolds for Japan's 2026 Lower House election, Prime Minister Sanae Takaichi is leaning toward temporarily reducing the consumption tax on food to zero. Caution prevails within the Liberal Democratic Party over fiscal implications, with implementation hinging on post-election discussions. The move aims to address voter concerns amid opposition pushes for tax relief.

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In 2025, cryptocurrencies shifted from speculative assets to essential financial infrastructure, marked by regulatory frameworks, institutional adoption, and technological upgrades. Governments and banks integrated Bitcoin and stablecoins into official systems, while hacks and memecoin booms highlighted ongoing challenges. This transformation redefined crypto's role in global finance.

 

 

 

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