Bank Indonesia Governor Perry Warjiyo emphasized the need to boost financial literacy amid rising digital risks like illegal online loans and scams. The statement was made at the AKSI KLIK event in Jakarta on March 6, 2026. Coordinating Minister Airlangga Hartarto also announced the formation of the National Financial Welfare Council to support public financial well-being.
At the Aksi Kuatkan Literasi dan Inklusi Keuangan untuk Kesejahteraan (AKSI KLIK) event on Friday, March 6, 2026, in Jakarta, Bank Indonesia Governor Perry Warjiyo stated that financial inclusion growth must be matched with better literacy. The 2025 National Survey on Financial Literacy and Inclusion (SNLIK) shows inclusion at 92.74 percent, nearing the 98 percent target by 2045 under the National Long-Term Development Plan (RPJPN) 2025-2045. However, literacy stands at only 66.46 percent.
Perry highlighted rising digital financial risks, including illegal online loans and scams. "Thus, if financial literacy is adequate, the public can be protected from various financial crimes, including digital scams or illegal online loans," he said. He stressed public understanding of benefits, risks, and safe use of services like QRIS.
Meanwhile, Coordinating Minister for Economic Affairs Airlangga Hartarto announced plans to form the National Financial Welfare Council to complement the National Inclusive Finance Council, per presidential directive. "In line with the President's order, the formation of the National Financial Welfare Council aims to complement the National Inclusive Finance Council," he stated. The government is preparing legal infrastructure in line with the P2SK Law.
Airlangga added that policy transformation should aim for financial well-being, helping the public face economic shocks and manage digital risks. He also noted the rise in bullion bank customers to 5.7 million from 3.2 million in February 2025, driven by global uncertainties making gold a safe haven. Over 10 million people have joined the National Smart Finance Movement (GENCARKAN), with QRIS and laku pandai agents expanding access in 514 districts/cities.
