Financial inclusion
According to Superintendencia Financiera data as of February 27, 43.6% of credits disbursed in Colombia went to women, amounting to $2.81 billion. Consumption and housing are the main sectors where women seek bank loans. Banks like Bancolombia note that women demonstrate greater responsibility in debt repayment.
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Jonathan Malagón, president of Asobancaria, stated that fiscal constraints limit the elimination of the 4x1.000 tax between 2026 and 2030. He proposed a ten-year plan to phase it out point by point, without taxing immediate payments. He also highlighted the role of re-banking to raise credit access to 75%.