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Building on 2025's regulatory milestones like the GENIUS Act and bank integrations, the US crypto sector in 2026 shifts focus to enforcing and refining rules—including accounting standards, stablecoin oversight, and tax reporting—to promote compliance and stability.

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As cryptocurrency adoption grows, businesses are increasingly accepting digital assets for payments, but traditional accounting frameworks are ill-equipped to handle them. New regulations like the GENIUS Act are accelerating this shift, with companies like Square, Microsoft, and PayPal leading the way. However, valuing volatile assets, verifying ownership, and complying with evolving rules pose significant hurdles.

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