Bandhan Bank reported a 12.6% year-on-year increase in advances to Rs 1.54 lakh crore for the fourth quarter of fiscal year 2026. Total deposits grew by 10%, driven by retail deposits, while the CASA ratio reached 29.31%. Collection efficiency held steady at 98.9% amid market headwinds.
Bandhan Bank disclosed its Q4 FY26 business update, showing advances climbing 12.6% from the previous year to Rs 1.54 lakh crore. This growth reflects the bank's focus on lending expansion in a challenging environment, as detailed in the update published by The Economic Times. Retail deposits spearheaded the 10% rise in total deposits, bolstering the bank's funding base. The current account savings account (CASA) ratio improved to 29.31%, indicating a stable mix of low-cost funds. Collection efficiency remained robust at 98.9%, underscoring effective recovery efforts despite broader sector pressures. This performance comes as Indian banks navigate economic uncertainties, with Bandhan Bank's metrics highlighting resilience in its operations.