개인 재무
13th salary arrives offering options for investments and debts
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The first installment of the 13th salary was deposited by Friday (28), injecting R$ 369.4 billion into the Brazilian economy in 2025, according to Dieese. Experts recommend using the benefit to pay off expensive debts, renovate properties, or invest in safe options like Tesouro Selic and CDBs. With interest rates at 15% per year, the choice depends on each person's financial profile.
Complaints about income tax refunds are trending on social media and grievance portals. Many returns remain stuck at the processing stage. This has brought renewed attention to the slow pace of return processing.
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The year 2025 serves as a key lesson for UMR-income workers facing the 'gaji numpang lewat' phenomenon, where salaries vanish in days due to rising living costs and digital consumption trends. Financial planners believe this can be addressed through financial discipline and understanding daily spending patterns. Expert Rista Zwestika suggests simple strategies to break the cycle.
A market stall owner credits Fidelity Bank's GAIM 6 program for transforming her life into that of a millionaire. The personal story highlights the initiative's impact on everyday Nigerians.
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Many South African medical aids limit or exclude dentistry expenses to keep premiums affordable, leaving families to plan for costs like braces. Financial experts recommend auditing benefits and setting up dedicated savings. Supplementary options like dental gap cover can bridge shortfalls.
A taxpayer received an IRS notice demanding $14,000 for failing to declare Social Security benefits as income. The individual vows not to let the government 'walk all over' them and seeks guidance on next steps. This case highlights common tax pitfalls with retirement benefits.
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Three individuals have reached out to financial experts with concerns about stock market volatility and safe investment options. Ranging from retirement fears to inheritance management, their queries highlight broader anxieties in the current economic climate. Each seeks guidance on whether to shift assets to safer havens like money market accounts.
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