Bitget wallet data reveals shift to spending in 2025

Bitget Wallet reported higher onchain activity across trading, payments, and earnings at the end of 2025, indicating a move beyond trading-focused use. Self-custodial wallets are evolving into everyday financial tools for spending and asset management. Stablecoin-based activities grew despite a cooling market.

In San Salvador, El Salvador, Bitget Wallet announced on December 30, 2025, that its platform saw increased onchain engagement throughout the year. This reflects broader adoption as wallets extend beyond early users centered on trading to include spending and asset management functions.

Trading activity strengthened notably. Monthly swap trading volume surpassed $900 million, marking 232% year-on-year growth, with users turning to decentralized exchanges for multi-chain assets. Perpetual trading volume neared $5 billion monthly, up 291% from the previous year. The ratio of decentralized to centralized perpetual futures trading tripled to 18.7%, highlighting a shift to transparent onchain markets.

Payments emerged as a key growth area. The Bitget Wallet Card's monthly spending volume expanded more than sixfold since its July launch, aligning with global stablecoin transactions estimated at $46 trillion annually. The wallet added support for card spending, national QR payments, direct bank transfers in select markets, and in-app crypto shopping, integrating crypto into daily retail.

Yield products also gained traction. Quarterly subscriptions for Bitget Wallet's Earn features approached $200 million, growing over tenfold from early 2025, fueled by stablecoin yields and DeFi protocol integrations. DeFi's total value locked hit $161 billion in the third quarter, near peak levels outside bull markets.

"The data from 2025 points to a clear shift in how wallets are used," said Jamie Elkaleh, CMO of Bitget Wallet. "They are increasingly functioning as everyday finance apps, where users trade, spend, and manage money directly onchain."

Looking to 2026, Bitget Wallet plans to enhance payment access, tokenized assets, and onchain efficiency to support mainstream adoption. The platform serves over 80 million users with self-custody and a $700 million protection fund.

Makala yanayohusiana

Payments using crypto-linked cards have grown rapidly, surpassing peer-to-peer stablecoin transfers as the primary driver of on-chain activity. According to a report by blockchain analytics firm Artemis, monthly volumes rose from $100 million to over $1.5 billion in 2025, with total annual payments hitting $18 billion. This expansion highlights the increasing integration of stablecoins into everyday spending.

Imeripotiwa na AI

Despite market volatility erasing most yearly gains, 2025 marked cryptocurrency's deeper integration into traditional finance through regulatory clarity and stablecoin adoption. Banks and fintech firms expanded offerings, viewing crypto as infrastructure rather than speculation. This evolution highlighted a move from hype to practical execution.

The cryptocurrency industry is shifting from its lawless origins toward regulated integration with traditional finance, driven by recent U.S. regulatory actions. Moves by agencies like the SEC, DTCC, and OCC are enabling tokenized assets and stablecoins within core market infrastructure. This evolution signals blockchain as an upgrade to existing systems rather than a parallel alternative.

Imeripotiwa na AI

In 2025, cryptocurrencies shifted from speculative assets to essential financial infrastructure, marked by regulatory frameworks, institutional adoption, and technological upgrades. Governments and banks integrated Bitcoin and stablecoins into official systems, while hacks and memecoin booms highlighted ongoing challenges. This transformation redefined crypto's role in global finance.

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