SAIB Bank sees strong growth in loans and customer deposits by end-2025

SAIB Bank's 2025 results showed strong growth in its loans and credit facilities portfolio, reaching EGP 79.1bn. Total customer deposits rose to EGP 140.6bn, while total assets increased by 15% to EGP 172bn.

SAIB Bank announced its 2025 financial results, with the loans and credit facilities portfolio reaching EGP 79.1bn. In local currency, it rose to EGP 57.7bn in 2025 from EGP 43.4bn in 2024, an increase of EGP 14.3bn or 33% growth. This was driven by activity across all business segments, with loans for individuals growing 51.7% and for companies 19.12% compared to end-2024.

Total customer deposits stood at EGP 140.6bn, with local-currency deposits increasing to EGP 97.55bn, up EGP 23.92bn or 32% from EGP 73.63bn at end-December 2024. Total assets grew 15% to EGP 172bn from EGP 150bn in 2024.

On the income statement, net operating income was EGP 7.916bn, and net profit EGP 1.435bn. These results align with the bank's strategy to expand financing in retail banking, corporate credit, syndicated loans, and small and medium-sized enterprises, while offering suitable savings products and services.

The bank follows the Central Bank of Egypt's plan for financial inclusion by developing its 46 branches and expanding ATMs to 161 machines by end-2025. It emphasizes corporate social responsibility, aligning with Egypt Vision 2030 and the UN Sustainable Development Goals, particularly in health, education, economic empowerment, and integrating people with disabilities.

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Commercial International Bank-Egypt (CIB) reported consolidated net income of EGP 20.1bn in the fourth quarter of 2025, up 57% year on year. Full-year 2025 consolidated net income reached EGP 82.2bn, marking a 49% increase compared with 2024.

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The aggregate balance sheet of banks operating in Egypt's local market, excluding the central bank, climbed to EGP 24.752trn by end-August 2025, driven by household deposits. The Central Bank of Egypt reported a EGP 477bn increase from end-June 2025. This growth highlights the banking sector's resilience amid rising domestic liquidity.

Commercial International Bank (CIB) has been named the best bank for sustainable finance in Africa for 2025, recognized at a ceremony on Tuesday attended by Central Bank of Egypt Governor Hassan Abdalla. The event, hosted by the Egyptian Exchange, honored the bank’s contributions to sustainability principles and responsible banking practices.

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