XRP surges toward $5 milestone amid bullish crypto momentum

After a month of sideways trading amid uncertainty, XRP is surging on January 13, 2026, fueled by promising news that has investors speculating on a breakthrough to $5—a price never reached in over a decade.

Building on December 2025's sideways consolidation around $1.93-$2.01, where XRP faced declines but was buoyed by Ripple's regulatory wins and ETF inflows, the cryptocurrency is now experiencing a strong surge as of January 13, 2026. Reports from The Motley Fool spotlight this momentum, questioning what sets this year apart and fueling talk of XRP hitting $5 for the first time—surpassing its historical ceiling below $4.

While specifics of the promising news remain light in summaries, the shift reflects improving market sentiment and tests long-standing barriers. This development highlights XRP's potential in a volatile crypto landscape, with investors eyeing sustained upward traction.

The latest surge draws focus to evolving factors like ongoing institutional interest and broader economic dynamics influencing the asset's path.

Makala yanayohusiana

Illustration of XRP price pressure at $1.87 amid Q4 decline, supported by institutional ETF inflows, hinting at 2026 recovery.
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XRP ends 2025 under pressure despite strong institutional inflows

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XRP concluded 2025 with a mildly negative performance, trading near $1.87 after a 38% decline in the fourth quarter. Institutional investors provided key support through consistent inflows into XRP exchange-traded funds, which saw no net outflows since their launch. Analysts predict consolidation in early 2026, with potential for recovery if market catalysts emerge.

As of December 15, XRP is trading between $1.92 and $2.01, reflecting cautious sentiment in the cryptocurrency market. The token has declined 3.7% in the past day, 7.2% over the week, and nearly 14% in the month. Despite recent pullbacks, strong fundamentals like regulatory approvals and ETF inflows offer potential for recovery.

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A recent analysis from The Motley Fool suggests that XRP, the cryptocurrency, could reach $3 and beyond in the near future. The article highlights three key numbers supporting this outlook. It notes that XRP previously traded above $3 in 2025.

XRP has risen more than 8% in the past 24 hours to trade around $2.05, outperforming other major altcoins as the crypto market stabilizes. The surge coincides with the upcoming debut of Grayscale's XRP ETF on the New York Stock Exchange on November 24, following SEC approval on November 21. This development follows strong performances from other recent XRP ETF launches, boosting investor optimism despite broader market slumps.

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XRP has entered a correction phase, dropping over 15% from its year-to-date high, but technical indicators suggest a potential bullish reversal. Spot XRP exchange-traded funds saw inflows jump 47% last week, adding $56 million in assets. Ripple's recent regulatory approvals in Europe and the US bolster the token's outlook amid growing institutional interest.

The Motley Fool has published a prediction suggesting further declines for XRP, the cryptocurrency associated with Ripple. The analysis highlights a sharp drop from recent highs and draws on historical patterns to forecast more downside ahead.

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Bitcoin briefly surged above $89,000 following softer-than-expected U.S. inflation data on December 18, 2025, but quickly reversed course amid skepticism about the figures. The cryptocurrency settled around $86,000, down 0.8% in 24 hours, as the broader crypto market dropped over 2% to $2.97 trillion. Altcoins like XRP and Ethereum also fell, with $550 million in liquidations triggered.

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