Tesla updates Safety Score v3.0 for FSD Supervised in insurance

Tesla Insurance has rolled out Safety Score version 3.0, awarding a perfect score of 100 for every mile driven with FSD Supervised enabled. This change helps drivers maintain higher average safety scores, leading to lower monthly premiums. The update applies to new policies in Indiana, Tennessee, Texas, Arizona, Virginia, and Illinois.

Tesla announced an update to its insurance program on April 14, introducing Safety Score v3.0. Under this version, drivers receive a score of 100 for each mile traveled while using FSD Supervised. The company stated that this feature enables users to sustain elevated average safety scores over time, which in turn reduces their monthly insurance premiums. Tesla North America shared the details via a post on social media, highlighting the benefits for policyholders who activate FSD Supervised during drives. The policy change targets new insurance policies specifically in the states of Indiana, Tennessee, Texas, Arizona, Virginia, and Illinois. Tesla did not specify whether the update would extend to existing policies or additional regions immediately. This adjustment aims to incentivize the use of its Full Self-Driving Supervised technology within the insurance framework.

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Tesla has begun rolling out its Full Self-Driving (FSD) Supervised software to customer vehicles in the Netherlands, following months of testing and ride-along demos across Europe. The rollout was announced on April 11, 2026.

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Tesla announced that its FSD Supervised feature can lower the risk of hydroplaning during rainy conditions. The system uses Tesla Vision to assess road wetness and adjusts vehicle speed accordingly. This capability aims to enhance driver safety through automated responses.

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