金融科技
Zerohash applies for OCC national trust bank charter amid surge in crypto applications
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Chicago-based crypto infrastructure provider Zerohash filed for a national trust bank charter from the Office of the Comptroller of the Currency on March 4, 2026, becoming the eleventh company to do so in 83 days. The move, amid a wave of similar applications from firms like Circle, Ripple, and Coinbase, aims to enable nationwide custody of digital assets, fiat, staking, and stablecoin services, bypassing state licenses.
GOU Payments, a Grupo Aval company, has received certification from Banco de la República to operate in the Bre-B instant payments system. The approval verifies its technological, operational, and security capabilities for 24/7 instant payments. The fintech aims to boost financial inclusion in Colombia.
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Fomento Económico Mexicano (Femsa) has laid off hundreds of workers at its fintech unit Spin by Oxxo, as part of cuts across divisions. The move aims to adjust expenses under new leadership. Spin has failed to boost Oxxo store traffic despite gaining customers.
The Federal Reserve Bank of Kansas City has granted Kraken Financial a limited-purpose master account, marking the first time a cryptocurrency firm gains direct access to the central bank's payment system. This approval allows Kraken to settle U.S. dollar transactions on Fedwire without intermediaries. The move comes amid a shifting regulatory landscape under the Trump administration but draws criticism from banking trade groups over potential risks.
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Banco Serfinanza, part of Grupo Empresarial Olímpica, announced the acquisition of 30% of fintech Tpaga as part of its digital transformation strategy. The alliance aims to integrate digital payments and artificial intelligence into its services, also impacting Olímpica's retail chain with new payment options. Leaders from both entities emphasized combining technological innovation with banking experience to expand financial solutions.
韩国储蓄银行正加紧进入外国人金融市场的努力,随着外国居民数量不断增加。该领域传统上由商业银行主导,如今储蓄银行推出量身定制的产品。行业官员强调改善移民工人金融可及性的举措。
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Robinhood Markets reported fourth-quarter revenue of $1.28 billion for 2025, falling short of analyst forecasts of $1.33 billion, primarily due to a 38% drop in crypto trading revenue to $221 million. Despite the miss, earnings per share of $0.66 exceeded expectations of $0.63. The results highlight the impact of a broader crypto market downturn on the trading platform's business.
美中数字货币分歧加深,稳定币清晰法案受阻
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