Medical Aid
A new guide compares options from three popular South African medical aid schemes, focusing on comprehensive, hospital-plus-savings, and hospital-only plans. It uses a family of four as an example to illustrate costs and benefits for 2025. The analysis highlights networks, copayments, and chronic medicine coverage to help consumers choose based on needs and budget.
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Many South African medical aids limit or exclude dentistry expenses to keep premiums affordable, leaving families to plan for costs like braces. Financial experts recommend auditing benefits and setting up dedicated savings. Supplementary options like dental gap cover can bridge shortfalls.