Neobanks

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Ángela Marcela Ramírez, the new CEO of Daviplata, took leadership at a key moment in its evolution toward a neobank model. The platform, with over 19 million users, focuses on everyday financial services and young segments. Upcoming features include debit and credit cards, plus revolving credit starting in March.

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Ether.fi CEO Mike Silagadze predicts that neobanks will drive Ethereum's expansion in 2026 by offering familiar financial products to everyday users. He views 2025 as a pivotal year for institutional adoption on the network. Silagadze emphasizes practical utilities like yield and self-custody over speculative activities.

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