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A survey by the National Cryptocurrency Association and PayPal finds that 39% of U.S. merchants accept digital assets, driven by customer demand. Most expect crypto payments to become standard within five years. Adoption is particularly strong among larger enterprises and younger demographics.

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PayPal is expanding its use of blockchain technology across its operations, a move its CEO says is essential for modernizing payments. This initiative reflects a broader trend among Wall Street firms embracing crypto tools. Experts predict 2026 will see widespread adoption following regulatory progress in 2025.

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