In Colombia, over 50% of microentrepreneurs' credit requests go toward financing inventory, according to fintech Plurall data. The company disbursed more than $5 million in microcredits in 2025, mainly for small businesses and emerging sectors. This trend addresses inflation and the need for quick market responses.
Fintech Plurall disclosed that over 50% of microentrepreneurs' microcredit requests in Colombia target inventory exclusively. In 2025, the company disbursed more than $5 million in such loans, primarily for small commerces and emerging productive sectors.
Federico Gómez, CEO and co-founder of Plurall, stated that "by offering protection against inflation, buying inventory for the coming months today is a way to ‘freeze’ prices before suppliers raise costs." Asomicrofinanzas reported that the sector financed over 1.8 million small businesses that year.
These credits are essential during high-inventory demand seasons, such as back-to-school, Women's Day, and Mother's Day. Quick-approval loans enable microentrepreneurs to respond in real time, unlike traditional credit.
Without inventory financing access, businesses suffer sales drops, customer loss, and growth stagnation, according to the fintech.