Profeco offers advice for planned purchases in Buen Fin 2025

The Federal Consumer Protection Agency (Profeco) recommends planning purchases in advance for Buen Fin 2025, set for November 13 to 17. Shoppers are urged to compare prices and read terms to avoid misleading offers. Experts advise using interest-free installments only for durable-value items.

Buen Fin 2025, in its fifteenth edition, offers a chance to renew essential items or advance budgeted purchases, according to Profeco. The event runs from November 13 to 17, and the agency stresses that no promotion exempts warranty rights for products or services.

Profeco advises comparing prices across online and physical stores, carefully reading terms and conditions, and steering clear of unnecessary or low-quality items. To differentiate, a promotion provides additional free or reduced-price products or incentives like raffles, while an offer means discounts or lower prices for a limited time or until stock runs out, per the Federal Consumer Protection Law.

Consumers should demand full product details, offer terms, and payment or quantity restrictions. Hugh Bruce from Círculo de Crédito notes that credit is a helpful tool when used strategically. He recommends interest-free installments for income-boosting items like work laptops—where Profeco lists top options—or appliances such as refrigerators, washers, and stoves. Also suitable for medical emergencies or home repairs like paint.

Conversely, pay cash for immediate-consumption goods like food, clothing, or entertainment, and avoid impulse buys or concert tickets on credit, as they create unnecessary debt. For healthy finances, assess long-term value, calculate monthly payments without exceeding 30% of income, and keep a spotless credit history.

The Secretariat of Economy forecasts sales over 200 billion pesos, a 15% rise from 173.8 billion in 2024, with credit as the main payment method. The Mexican Association of Online Sales expects more luxury items and digital buyers.

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