Indonesia's Financial Services Authority (OJK) plans a special policy to revise the Financial Services Information System (SLIK) to support the 3 million houses program for low-income people. OJK Commissioner Chair Friderica Widyasari Dewi said they will set a credit information threshold and speed up data updates. The policy is expected to be announced next week.
In Jakarta on Monday (13/4/2026), OJK Commissioner Chair Friderica Widyasari Dewi, familiarly known as Kiki, welcomed input from Minister of Housing and Settlement Areas (PKP) Maruarar Sirait on SLIK obstacles in the subsidized housing program.
"We, insya Allah, will issue a special policy related to SLIK," Kiki said. She explained that SLIK records individuals' credit histories to encourage financial responsibility, but now a threshold will be set so records do not start from zero rupiah. This aims to smooth credit access for low-income people (MBR).
OJK will also ease BP Tapera's access to SLIK as a trusted state institution. Moreover, credit settlement information, previously taking up to 1.5 months, will now be ensured within a maximum of three days, allowing developers and banks to process financing quickly.
Minister Maruarar Sirait expressed delight and plans to report OJK's response to the President. This marks the fifth meeting between the PKP Ministry and OJK, following field findings of MBR and developers hindered by SLIK.
The policy supports the government's target of building 3 million houses, especially for MBR.
