Coalition plans to abolish free co-insurance for spouses

The German federal government plans to eliminate free co-insurance for spouses in statutory health and long-term care insurance. The move aims to plug budget shortfalls at health insurance funds and will make coverage more expensive for many families. Handelsblatt learned of this from coalition sources.

Reports from Berlin indicate that statutory health and long-term care insurance could become noticeably more expensive for many families. Millions of statutorily insured individuals currently benefit from free co-insurance for their spouses. The coalition aims to abolish this provision to address budget shortfalls at the health insurance funds. Handelsblatt obtained this information from coalition circles. Economists have praised the planned measure.

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Nina Warken defending care insurance reform package at press conference
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Warken defends savings package for care insurance amid criticism

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Federal Health Minister Nina Warken (CDU) has presented and defended her draft reform of the care insurance system. The package includes higher contributions and benefit restrictions to avert a looming deficit.

The black-red coalition is considering raising the contribution surcharge for childless people in long-term care insurance by 0.1 percentage points to 0.7 percent. Health Minister Nina Warken (CDU) is pushing the idea.

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Bundestag and Bundesrat have passed the contested savings package of the black-red coalition on health expenditures. The goal is to prevent rising contributions for statutory health insurance funds.

The federal government agreed on a package of more than 30 reform measures on Wednesday evening. Chancellor Friedrich Merz presented it on Thursday.

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German Finance Minister Lars Klingbeil (SPD) detailed specific savings targets for the 2027 federal budget at a press conference in Berlin. The measures aim to close a 111 billion euro financing gap. The largest cuts target pensions at four billion euros.

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