Photo illustration of the U.S. government shutdown on day 22, depicting the Capitol closed, protesting workers, and affected families amid clash over ACA subsidies.

U.S. government shutdown reaches day 22 over ACA subsidies

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The federal government shutdown has entered its third week, with no resolution in sight as Republicans and Democrats clash over extending enhanced subsidies for Affordable Care Act health insurance plans. The standoff affects millions, from furloughed workers to those relying on nutrition programs. President Trump has linked the impasse to efforts to shrink government size while targeting Democratic priorities.

The shutdown began 22 days ago due to a partisan dispute over whether to extend enhanced premium tax credits for the ACA marketplaces, which serve 24 million people without job-based or public insurance. Democrats in the Senate refused to vote for a Republican short-term funding bill passed by the House, which lacked the extension. They also seek to repeal health care cuts from a summer GOP spending and tax bill. Republicans have falsely claimed Democrats aim to fund health care for undocumented immigrants using tax dollars.

November 1 emerges as a critical date, marking the start of ACA open enrollment. Without subsidies, premiums could surge dramatically; in Vermont, some families face increases of $25,000, according to Sen. Peter Welch, D-Vt. In Colorado's 3rd District, about 40,000 residents rely on the ACA marketplace and could see hikes of 140% to 330%, state officials estimate. Rep. Jeff Hurd, R-Colo., a first-term congressman, described constituent frustration among ranchers, federal workers at sites like Colorado National Monument, and SNAP-dependent families. "They're frustrated by the uncertainty," Hurd told NPR's Michel Martin. He noted the House passed a "commonsense bill" weeks ago but urged the Senate to end its filibuster. Hurd supports a temporary extension of credits but opposes tying it to shutdown resolution, calling it "governing by crisis."

Federal employees face their first missed paycheck this Friday, though back pay is mandated by law. The Trump administration has furloughed thousands, including 1,400 at the National Nuclear Security Administration and nearly half of IRS staff. It plans layoffs of about 4,000 workers, paused by a court order for some unionized employees. Nutrition programs are strained: SNAP, aiding 42 million, risks running out November 1, while WIC for 7 million mothers and children is funded only through October. National parks remain partially open but with limited services, and air traffic controllers report staffing shortages causing flight disruptions. Trump has used executive power to redirect funds, such as paying active military on October 15 and shifting $300 million in tariff revenue to WIC.

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