Tunjangan Hari Raya (THR) is now used by Indonesians for stock investments, beyond Lebaran spending. Sergio Ticoalu, Chief Marketing Officer of PT Indo Premier Sekuritas, advises strategic allocation of THR funds after covering essentials.
REPUBLIKA.CO.ID, JAKARTA -- Rising financial literacy is shifting THR management patterns. This bonus is increasingly allocated to investments like the stock market, rather than solely Lebaran consumption. Sergio Ticoalu of PT Indo Premier Sekuritas (IPOT) said, “THR is an opportunity to start allocating money more strategically, not just spending it,” quoted Thursday (19/3/2026). He stressed understanding risks for beginner investors. “The key is confidence and understanding of the chosen instrument, not just following the crowd,” he added. Prioritize essentials and emergency funds before investing. Remainder can go to stocks or mutual funds. Stock investing is now accessible via digital apps with affordable entry capital, ideal for novices.