XRP drops 30% in three months amid concerns

The cryptocurrency XRP has declined by 30% over the past three months, prompting questions about its future stability. An analysis from The Motley Fool highlights this downturn for one of the major digital currencies.

XRP, a prominent cryptocurrency, has experienced a significant 30% drop in value over the last three months. This decline has drawn attention as a notable setback for one of the key players in the crypto market.

The Motley Fool's recent article, published on January 31, 2026, poses the question: Is it time to worry about XRP? The piece describes the coin as having taken quite a beating, underscoring the challenges faced by this crypto major amid broader market fluctuations.

While specific reasons for the drop are not detailed in the available information, the timing aligns with ongoing volatility in the cryptocurrency sector. Investors may be monitoring XRP closely as it navigates this period of reduced performance.

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Photo illustrating the cryptocurrency market crash, showing falling prices on trading screens and a worried trader amid financial turmoil.
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Crypto market extends losses amid tightening liquidity

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Major cryptocurrencies including Bitcoin, Ether, XRP, and Solana fell sharply on October 16, 2025, as tightening liquidity in the US financial system curbed risk appetite. Bitcoin dropped below $109,000 to around $108,800, while altcoins saw steeper declines of up to 13%. The sell-off follows a weekend wipeout of about $500 billion in market value.

The Motley Fool has published a prediction suggesting further declines for XRP, the cryptocurrency associated with Ripple. The analysis highlights a sharp drop from recent highs and draws on historical patterns to forecast more downside ahead.

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The Motley Fool has published an article questioning whether investors should purchase XRP while its price remains below $3. The piece highlights the cryptocurrency's current value at just $2 as potentially attractive for buyers. It was released on January 9, 2026.

Following its December 20 analysis of 2026 prospects, The Motley Fool weighs Bitcoin against XRP as stronger investment buys in a volatile crypto market that has erased much of 2025's gains.

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Crypto analyst Austin Hilton predicts that XRP could climb to between $20 and $30 by 2026, provided Bitcoin surges to $250,000. This outlook stems from expected capital rotation into major altcoins amid Bitcoin's dominance in the market. Factors like Ripple's expansions and regulatory progress underpin XRP's potential resilience.

XRP has entered a correction phase, dropping over 15% from its year-to-date high, but technical indicators suggest a potential bullish reversal. Spot XRP exchange-traded funds saw inflows jump 47% last week, adding $56 million in assets. Ripple's recent regulatory approvals in Europe and the US bolster the token's outlook amid growing institutional interest.

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Following mid-December sideways consolidation around $1.95 amid crypto market uncertainty, XRP shows early recovery signs with bullish chart patterns. Trading at $1.87 on December 29, 2025—down nearly 50% from its yearly high—the token benefits from advancing fundamentals like SEC-approved ETFs, Ripple's stablecoin growth, and strategic acquisitions.

 

 

 

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