XRP drops 30% in three months amid concerns

The cryptocurrency XRP has declined by 30% over the past three months, prompting questions about its future stability. An analysis from The Motley Fool highlights this downturn for one of the major digital currencies.

XRP, a prominent cryptocurrency, has experienced a significant 30% drop in value over the last three months. This decline has drawn attention as a notable setback for one of the key players in the crypto market.

The Motley Fool's recent article, published on January 31, 2026, poses the question: Is it time to worry about XRP? The piece describes the coin as having taken quite a beating, underscoring the challenges faced by this crypto major amid broader market fluctuations.

While specific reasons for the drop are not detailed in the available information, the timing aligns with ongoing volatility in the cryptocurrency sector. Investors may be monitoring XRP closely as it navigates this period of reduced performance.

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Photo illustrating the cryptocurrency market crash, showing falling prices on trading screens and a worried trader amid financial turmoil.
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Crypto market extends losses amid tightening liquidity

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Major cryptocurrencies including Bitcoin, Ether, XRP, and Solana fell sharply on October 16, 2025, as tightening liquidity in the US financial system curbed risk appetite. Bitcoin dropped below $109,000 to around $108,800, while altcoins saw steeper declines of up to 13%. The sell-off follows a weekend wipeout of about $500 billion in market value.

The Motley Fool has published a prediction suggesting further declines for XRP, the cryptocurrency associated with Ripple. The analysis highlights a sharp drop from recent highs and draws on historical patterns to forecast more downside ahead.

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The Motley Fool has published an article questioning whether investors should purchase XRP while its price remains below $3. The piece highlights the cryptocurrency's current value at just $2 as potentially attractive for buyers. It was released on January 9, 2026.

XRP fell nearly 4% on January 25, 2026, stabilizing near recent lows after slipping from above $2 earlier in the week. The decline coincided with bitcoin dropping below $88,000, amid anticipation for the Federal Reserve's FOMC meeting and major tech earnings. While support at $1.88 has held multiple times, some analysts point to a breakdown signaling bearish momentum.

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Following its December 20 analysis of 2026 prospects, The Motley Fool weighs Bitcoin against XRP as stronger investment buys in a volatile crypto market that has erased much of 2025's gains.

Bitcoin has plunged below $90,000, erasing much of its gains from earlier in 2026, as part of a broader market downturn. Ether, meanwhile, has seen the sharpest decline among major cryptocurrencies, dropping more than 6% in the past 24 hours to below $3,000. Analysts and industry experts are providing insights into the price action on January 20, 2026.

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XRP has entered a correction phase, dropping over 15% from its year-to-date high, but technical indicators suggest a potential bullish reversal. Spot XRP exchange-traded funds saw inflows jump 47% last week, adding $56 million in assets. Ripple's recent regulatory approvals in Europe and the US bolster the token's outlook amid growing institutional interest.

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