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The cryptocurrency XRP has declined by 30% over the past three months, prompting questions about its future stability. An analysis from The Motley Fool highlights this downturn for one of the major digital currencies.

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Bitcoin has plunged below $90,000, erasing much of its gains from earlier in 2026, as part of a broader market downturn. Ether, meanwhile, has seen the sharpest decline among major cryptocurrencies, dropping more than 6% in the past 24 hours to below $3,000. Analysts and industry experts are providing insights into the price action on January 20, 2026.

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