House passes INVEST Act easing capital raise rules

The U.S. House of Representatives has approved the INVEST Act, a bill designed to simplify regulations for raising capital. The legislation reduces thresholds and requirements, particularly for crowdfunding efforts.

In a move to streamline financial regulations, the House passed the INVEST Act, which broadly eases the rules surrounding capital raises. This includes lowering regulatory thresholds and requirements that have historically constrained smaller-scale fundraising activities, such as crowdfunding.

The bill aims to make it easier for businesses and entrepreneurs to access funding without navigating complex oversight. While details on the exact provisions remain focused on these regulatory adjustments, the passage marks a step toward more accessible capital markets.

The article also touches on discussions among bankers regarding cryptocurrency, highlighting ongoing conversations in the finance sector about emerging digital assets. However, the primary focus remains on the legislative advancement of the INVEST Act.

This development comes amid broader efforts to modernize financial frameworks, though specifics on implementation and Senate consideration are not detailed in available reports.

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Senate Banking Committee advances crypto market bill amid DeFi controversy, featuring digital assets and regulatory symbols.
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Senate advances crypto market structure bill for markup

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The U.S. Senate Banking Committee is set to mark up the Digital Asset Market Clarity Act of 2025 on January 15, 2026, aiming to establish a federal framework for digital assets. The bill would divide regulatory oversight between the Securities and Exchange Commission and the Commodity Futures Trading Commission. Controversy surrounds provisions related to decentralized finance, with advocacy groups launching ads to oppose them.

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Two U.S. Senate committees have scheduled simultaneous markup sessions for January 15 on legislation to regulate cryptocurrency markets, aiming to clarify oversight between the SEC and CFTC. Bipartisan negotiations are showing early progress on key issues like decentralized finance, though concerns persist over stablecoin yields and investor protections. The push comes amid efforts to advance a unified bill toward a potential floor vote.

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