House passes INVEST Act easing capital raise rules

The U.S. House of Representatives has approved the INVEST Act, a bill designed to simplify regulations for raising capital. The legislation reduces thresholds and requirements, particularly for crowdfunding efforts.

In a move to streamline financial regulations, the House passed the INVEST Act, which broadly eases the rules surrounding capital raises. This includes lowering regulatory thresholds and requirements that have historically constrained smaller-scale fundraising activities, such as crowdfunding.

The bill aims to make it easier for businesses and entrepreneurs to access funding without navigating complex oversight. While details on the exact provisions remain focused on these regulatory adjustments, the passage marks a step toward more accessible capital markets.

The article also touches on discussions among bankers regarding cryptocurrency, highlighting ongoing conversations in the finance sector about emerging digital assets. However, the primary focus remains on the legislative advancement of the INVEST Act.

This development comes amid broader efforts to modernize financial frameworks, though specifics on implementation and Senate consideration are not detailed in available reports.

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Senate Banking Committee advances crypto market bill amid DeFi controversy, featuring digital assets and regulatory symbols.
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Senate advances crypto market structure bill for markup

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The U.S. Senate Banking Committee is set to mark up the Digital Asset Market Clarity Act of 2025 on January 15, 2026, aiming to establish a federal framework for digital assets. The bill would divide regulatory oversight between the Securities and Exchange Commission and the Commodity Futures Trading Commission. Controversy surrounds provisions related to decentralized finance, with advocacy groups launching ads to oppose them.

The U.S. Senate's major cryptocurrency market structure bill faces a delay of weeks or months as lawmakers shift attention to housing affordability initiatives. This pivot follows Coinbase's withdrawal of support and aligns with the Trump administration's push to restrict institutional investors from buying single-family homes. The change raises questions about the bill's future viability.

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Coinbase, the largest US crypto exchange, abruptly pulled its support for the Senate's version of the CLARITY Act, leading to the cancellation of a key markup session. The move, announced hours before the planned vote, has drawn sharp criticism from industry leaders and the White House, who view it as a setback for bipartisan crypto regulation. CEO Brian Armstrong cited concerns over provisions that could hinder innovation and favor traditional banks.

The U.S. Senate Banking Committee has postponed a key vote on the Digital Asset Market Clarity Act, amid disagreements over stablecoin provisions and opposition from Coinbase. The delay, originally set for January 15, 2026, highlights tensions between crypto innovators and regulators. While the White House has reportedly threatened to withdraw support, Coinbase CEO Brian Armstrong refuted such rumors, praising the administration's constructive role.

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U.S. Treasury Secretary Scott Bessent has called on Congress to pass the Clarity Act this spring to provide regulatory clarity for digital assets amid market volatility. Speaking in interviews, he highlighted the bill's potential to stabilize markets and noted ongoing negotiations between crypto firms and banks. The legislation faces deadlock over issues like stablecoin rules, with a March 1 deadline for agreement.

The U.S. Senate Banking Committee has postponed a key markup hearing on the Digital Asset Market Clarity Act, originally set for January 15, 2026, following opposition from Coinbase. The delay stems from concerns over provisions affecting stablecoin rewards and regulatory authority. Lawmakers and industry leaders express optimism for continued negotiations.

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In July 2025, President Trump signed the GENIUS Act into law, establishing federal oversight for stablecoins in the United States. This legislation targets a specific segment of the cryptocurrency ecosystem amid growing concerns over financial risks. The act aims to integrate stablecoins into existing banking frameworks while addressing vulnerabilities exposed by past crypto failures.

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