Osecac says monotributo and health insurance accounts no longer balance

Accountant Nicolás Boglione analyzed Osecac's claim, the commerce health insurance provider, regarding costs to maintain health coverage for self-employed taxpayers. He highlighted the difference between contributions from independent workers and inflows from dependent employees. He warned that the current system is outdated in today's labor market.

Accountant Nicolás Boglione reviewed Osecac's position, the health insurance for the commerce sector, which states that maintaining health coverage for self-employed taxpayers is no longer financially viable. His analysis points to a significant gap between contributions from independent workers, such as monotributistas, and the revenues from dependent employees. Boglione stressed that this model, from a different labor context, has become obsolete amid changes in the current job market, where self-employment is rising. Osecac argues these financial imbalances threaten the system's sustainability.

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Dramatic courtroom illustration of Banco Master scandal depositions revealing vast asset discrepancies and blocked payments.
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Banco Master investigations advance with depositions and blockages

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The Supreme Federal Court released depositions in the Banco Master inquiry, revealing serious irregularities such as only R$ 4 million in cash despite R$ 80 billion in assets. Meanwhile, INSS blocked R$ 2 billion in payments due to unproven loan contracts, and the Credit Guarantee Fund continues reimbursements to investors.

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Jonathan Malagón, president of Asobancaria, stated that fiscal constraints limit the elimination of the 4x1.000 tax between 2026 and 2030. He proposed a ten-year plan to phase it out point by point, without taxing immediate payments. He also highlighted the role of re-banking to raise credit access to 75%.

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The Mexican Employers' Confederation (Coparmex) has warned that 31 out of 32 states plan tax increases or new levies in their economic packages for the coming year. This could hinder the growth of micro, small, and medium-sized enterprises and undermine national competitiveness. The business group calls for greater transparency and efficiency in public spending before implementing such measures.

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