法律专家表示，宏福苑住户在将单位出售给政府后仍可提出保险索赔，但必须证明损失是由疏忽所致。此前，政府公布了关于回购计划的相关文件。
专家指出，住户能否获得赔偿将取决于调查火灾的独立委员会的调查结果。索赔人必须证明事件涉及疏忽。
一些住户此前曾表示担忧，认为有关回购计划的文件在住户出售单位后是否仍保留索赔权的问题上表述模糊。房屋局发言人表示，政府不会要求业主放弃民事索赔权。
该发言人称：“接受政府回购计划的业主，无需放弃日后提出民事索赔的权利。业主可根据事实和实际情况，自行决定是否在日后提出民事诉讼。”
大埔宏福苑的火灾于去年11月26日在一项耗资3.36亿港元的翻新工程期间发生。大火持续了约43小时，造成168人死亡，约5000人流离失所。
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An independent committee wrapped up its inquiry into Hong Kong’s deadly Wang Fuk Court blaze on Friday after 30 sessions, as survivors expressed anger over government failings and demanded accountability.
The administrator of the fire-damaged Wang Fuk Court estate has assured residents that the Hong Kong government will assume responsibility for insurance claims if owners accept the buy-back offer.
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About 90 per cent of homeowners at the fire-damaged Wang Fuk Court in Hong Kong have signed letters accepting the government's buy-back offer as of July 16.
Home affairs chief Alice Mak Mei-kuen said Hop On Management Company is gradually issuing more refunds to owners at fire-hit Wang Fuk Court in Tai Po after organising over 800,000 documents.
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Hong Kong authorities plan major reforms including criminalising bid-rigging and overhauling fire safety and property management laws after concluding an inquiry into the city’s deadliest fire in decades.