香港已向汇丰银行和渣打银行牵头的合资企业颁发了首批稳定币发行人牌照，标志着该市在成为全球数字资产中心的进程中又迈出了重要一步。汇丰银行计划于今年下半年推出其港元稳定币，并将其整合到旗下的PayMe和移动银行平台中。
香港金融管理局（金管局）周五宣布，已向汇丰银行和渣打银行牵头的合资企业颁发了该市首批稳定币发行人牌照。这是香港在《稳定币条例》框架下拥抱加密货币的最新举措。汇丰香港区行政总裁吴宝贤表示，该稳定币不会支付利息，但将实现快速结算，银行或商户会提供奖励以鼓励使用。初期阶段将支持点对点（P2P）转账、点对商户支付以及通过应用程序认购代币化投资产品。明年，汇丰银行可能会将其业务扩展至挂钩其他货币的稳定币。香港金管局副总裁陈维民表示：“这两家申请机构在传统金融和风险管理方面拥有丰富经验，这符合稳定币旨在架起传统金融与数字金融桥梁的使命。”这些牌照使香港能够将交易量最大的加密货币现金替代品整合到其金融生态系统中，助力其打造全球数字资产中心的战略目标。
X（原推特）上的讨论对香港向汇丰银行和渣打银行牵头的财团颁发首批稳定币发行人牌照表示欢迎，认为这是迈向受监管数字支付及巩固该市加密货币中心地位的关键一步。汇丰计划将其整合至拥有数百万用户的PayMe平台，引发了人们对日常使用普及的期待，同时用户也强调了严格的1:1储备金要求。舆论观点从对加密货币主流应用的乐观，到对监管的审慎呼吁以及对时间表的关注，呈现出多元化的态度。
HSBC and Standard Chartered won Hong Kong's first stablecoin licences. HSBC will add stablecoins to PayMe and mobile banking for 7M users in H2 2026; Anchorpoint will target institutional clients. Significant step toward everyday crypto payments — I welcome it but urge careful…
— Nifty (@nifty0x) 2026年4月15日
JUST IN: HSBC & Standard Chartered get first stablecoin licenses in Hong Kong. HSBC to use stablecoins for PayMe app & mobile banking. Marks significant progress in Hong Kong's digital finance, expanding usage to everyday transactions.
— RWA Pulse - by RWA.io (@rwa_pulse) 2026年4月15日
HKMA just granted Hong Kong's first stablecoin issuer licenses. HSBC and Standard Chartered/Animoca's Anchorpoint Financial — picked from 36 applicants. HSBC integrating into PayMe for retail access. The two banks that print HK dollar banknotes now issue the digital version too.
— Audin (@audinsatlas) 2026年4月11日
HKMA just dropped Hong Kong’s first official HKD stablecoin licenses to HSBC and Anchorpoint Financial.
— Merben Baterna (@SERRBEN72) 2026年4月11日
Only 2 out of 36 apps approved — bank-backed (Standard Chartered + Animoca JV) and launching H2 2026 with PayMe integration.
Regulated HK dollar stables are actually… pic.twitter.com/xZaXP2o393
Interesting to see Hong Kong moving forward with stablecoin licenses—especially how the first batch focuses on HKD while RMB issuance still depends on mainland approval. HSBC’s plan to tie its stablecoin to PayMe and their own app sounds like a big step for everyday payments, but… https://t.co/4s7sMT5P5S
— risk alpha (@alphatorisk) 2026年4月11日
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Morgan Stanley has filed for a national trust bank charter with the Office of the Comptroller of the Currency to provide cryptocurrency custody services to institutional clients. The application, submitted on February 18, aims to position the Wall Street giant as a direct competitor to crypto-native custodians. This move reflects a broader trend of traditional banks expanding into digital assets amid a more favorable regulatory environment.
Analysts and investors say the Hong Kong Monetary Authority’s (HKMA) cautious issuance of only two stablecoin licences to traditional banks prioritises risk control but limits Hong Kong’s digital asset ambitions. The market had expected at least three licences for issuers from broader backgrounds.
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HSBC has signalled its intent to engage with Hong Kong’s forthcoming stablecoin regime, as its CEO Georges Elhedery declined to confirm a licence application but noted ongoing discussions with regulators. This indicates the bank’s interest in the city’s digital innovation landscape. The move aligns with Hong Kong’s push to establish itself as a hub for digital asset trading.
Citigroup plans to launch institutional bitcoin custody later this year, integrating it into traditional banking frameworks. Morgan Stanley has applied for a national trust charter to support crypto trading for its clients and is advancing spot trading on E*TRADE. These moves reflect growing institutional demand for digital assets within regulated systems.
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Mastercard has unveiled a new Crypto Partner Program uniting more than 85 companies from the blockchain, fintech, and banking sectors to integrate digital assets into everyday payments. The initiative focuses on practical applications like cross-border transfers and business-to-business payments. Executives describe it as a bridge between on-chain innovation and traditional financial infrastructure.