ISA账户持有人近10年突破700万

数据显示,推出不到10年,个人储蓄账户(ISA)数量已超过700万。截至11月底,719万人持有ISA,存款总额达46.5万亿韩元。这些数据来自韩国金融投资协会。

个人储蓄账户(ISA)于2016年3月推出,作为政府帮助个人通过一站式储蓄计划积累财富的举措,该计划具有税收优惠。该产品允许客户自行选择股票、基金和存款等投资选项,或由金融机构管理其资产。

根据韩国金融投资协会的数据,截至11月底,总共有719万人持有ISA,存款总额达46.5万亿韩元(321.4亿美元)。这一里程碑是在推出不到十年后取得的,凸显了其快速普及。

按类型划分,券商提供的ISA达614万个,占总数的84%。信托型账户为91.9万个,占12.8%。这一增长凸显了该计划在政府激励下鼓励多元化储蓄的成功。

ISA的设计允许在一个账户中实现全面资产管理,促进长期财务规划。这些数据证实了过去10年该政策的成效,并显示出进一步扩展的潜力。

相关文章

Seoul skyline at night celebrating South Korea's record $23.19 billion current account surplus from semiconductors and exports.
AI 生成的图像

South Korea posts largest-ever current account surplus in February

由 AI 报道 AI 生成的图像

South Korea recorded its largest-ever monthly current account surplus of $23.19 billion in February, according to Bank of Korea data. The figure was driven by a semiconductor upcycle and robust exports. It sharply exceeded January's $13.26 billion and surpassed the previous record of $18.7 billion set in December 2025.

South Korean asset management firms' combined net profit for 2025 surged 67 percent to 3.01 trillion won. Preliminary data from the Financial Supervisory Service attributes the rise mainly to increased commission income. Assets under management also grew significantly.

由 AI 报道

South Korea's savings banks recorded a combined net profit of 417 billion won (US$278 million) in 2025, turning from a loss the previous year. The recovery was driven by a 455 billion won drop in loan-loss reserves and falling delinquency rates.

The South Korean government will introduce a system to better manage virtual assets under its custody following repeated security breaches, the finance ministry said. The plan was finalized at an emergency economic meeting chaired by Finance Minister Koo Yun-cheol. The central government currently holds about 78 billion won worth of such assets.

由 AI 报道

Seven mutual fund NFOs and three SIFs are currently available for investors to subscribe. The offerings include a mix of ETFs, index funds and one contra fund along with specialized long-short strategies.

此网站使用 cookie

我们使用 cookie 进行分析以改进我们的网站。阅读我们的 隐私政策 以获取更多信息。
拒绝