韩国家庭贷款连续第三个月下降;抵押贷款反弹

韩国银行家庭贷款在2月份连续第三个月下降,至1,172.3万亿韩元(7991.1亿美元),受政府持续放贷限制影响,尽管由于新学期前搬家需求,抵押贷款小幅回升。

韩国银行3月11日发布的数据显示,2月底银行家庭贷款余额为1,172.3万亿韩元,比1月份的1,172.7万亿韩元水平减少3000亿韩元。这延续了从12月开始的下降趋势,反映了为冷却首尔及大首尔地区房价飙升而收紧的贷款规定。李在明总统强调稳定房地产市场,并警告多套房业主。 抵押贷款增加4000亿韩元至934.9万亿韩元——自11月以来首次月度增长——从1月份6000亿韩元降幅中反弹,受房屋交易和季节性搬家需求推动,韩国银行朴民哲表示。 无担保及其他家庭贷款减少7000亿韩元,延续1月份4000亿韩元降幅。朴民哲指出,在节日奖金和股票投资需求上升的情况下,降幅较为温和。 企业贷款增加9.6万亿韩元至1,379.2万亿韩元。从所有金融机构来看,家庭贷款增加2.9万亿韩元(抵押贷款+4.2万亿韩元),较1月份加速。

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