预算

继应对一月份财务压力的建议——如债务管理和初步储蓄——之后，专家们为菲律宾提供下一步建议，以建立稳固的理财习惯，包括设定目标、优化预算和谨慎投资。

December 31, 2025 由 AI 报道

Finance experts recommend setting clear goals with deadlines, creating a detailed budget, and tracking income and expenses periodically to organize finances in 2026. This approach helps move beyond traditional superstitions toward realistic planning. Advisors like Andrés Moreno Jaramillo and María Teresa Macías emphasize starting with an assessment of one's current financial situation.