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At an event in Mumbai, wellness entrepreneur Mira Kapoor shared how she discusses money with her daughter Misha, including concepts like keeping money in the bank and loans for a bakery booth. She emphasized making her children Misha and Zain financially aware from a young age. Financial expert Mukesh Pandey outlined five principles for financial independence.

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Following advice on navigating January's financial pressures—like debt management and initial savings—experts offer next steps to build solid money habits in the Philippines, including goal-setting, refined budgeting, and cautious investing.

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