Unge fanget i gæld af madbestillinger og flytning ud

Unge svenskere falder i økonomiske problemer på grund af simple madbestillinger via apps som Foodora og uventede omkostninger ved flytning ud fra hjemmet. En gældsrådgiver advarer om et samfund, hvor forbrug sker før betaling. Selv stabile familier rammes, når økonomien forværres.

I Sverige stiger gæld blandt unge på grund af hverdagsvalg som at bestille mad hjem via platforme som Foodora. Mange opdager ikke de reelle omkostninger ved at flytte ud fra hjemmet, hvilket fører til en gældsfælde. Mohammed Yusuf, gældsrådgiver i Borlänge, peger på et samfund, der opmuntrer til at forbruge først og betale senere.

«Forbrug-først-og-betal-senere-samfundet er gået for langt. Selv familier, der tidligere havde stabil økonomi, trækkes ind i kreditfælden, når tiderne bliver værre,» siger Yusuf.

Denne tendens rammer ikke kun enkeltpersoner, men spreder sig til hele husstande, efterhånden som de økonomiske tider hårdner. Artiklen fremhæver, hvordan simple købsbeslutninger kan udvikle sig til større problemer, især for dem uden erfaring i voksenbudgettering.

Relaterede artikler

Young adults expressing frustration amid symbols of unattainable American dream, including debt and rising costs, for a news article on youth voters' challenges.
Billede genereret af AI

Young voters say the American dream feels out of reach

Rapporteret af AI Billede genereret af AI Faktatjekket

More than 1,100 young readers told NPR they’re struggling with rising costs and debt—and losing faith that politics will help.

The year 2025 serves as a key lesson for UMR-income workers facing the 'gaji numpang lewat' phenomenon, where salaries vanish in days due to rising living costs and digital consumption trends. Financial planners believe this can be addressed through financial discipline and understanding daily spending patterns. Expert Rista Zwestika suggests simple strategies to break the cycle.

Rapporteret af AI

Osmel Almaguer, a Cuban immigrant in Brazil, shares in his diary how financial education has transformed his economic life after arriving with debts. He highlights the need to generate extra income and resist temptations to improve financial health. In his experience as a butcher and delivery worker, he emphasizes discipline as key to progress.

I 2023 udsatte Sveriges opkrævningsmyndighed 3.330 mennesker fra deres hjem, det højeste tal i næsten to årtier og siden registreringerne begyndte i 2005. Talet ramte 824 børn, med rapporter der fremhæver stigende hjemløshed blandt dem uden sociale problemer. Politikere opfordrer til reformer for at vende tendensen.

Rapporteret af AI

A recent study indicates that abundant street food and fast-food outlets near homes are associated with elevated risks of obesity and diabetes, particularly in neighbourhoods short on healthy fruit and vegetable shops and distant from exercise spaces.

A schoolteacher in his 20s from Osaka Prefecture faces opposition from his mother to his marriage because his fiancee is repaying student loans. The fiancee intends to handle the repayments herself, but the mother proposes paying them off instead, leading the couple to postpone their wedding. An advisor urges respecting the fiancee's dignity.

Rapporteret af AI

A professor at one of China's top universities argues that consumers' reluctance to buy luxury goods stems partly from feeling stigmatized. He urges authorities to address this deep-seated 'luxury-phobia' and view luxury pursuits as a sign of social progress. The idea contrasts with the government's austerity drive last year.

 

 

 

Dette websted bruger cookies

Vi bruger cookies til analyse for at forbedre vores side. Læs vores privatlivspolitik for mere information.
Afvis