PayPal et Google affirment que la crypto alimentera le commerce par agents IA

Des cadres supérieurs de PayPal et de Google Cloud ont déclaré lors de la conférence Consensus Miami que les agents IA mèneraient la prochaine vague du commerce sur Internet grâce aux infrastructures de cryptomonnaies. Ils ont évoqué les obstacles techniques empêchant ces agents d'utiliser des comptes bancaires traditionnels. La discussion s'est concentrée sur les nouveaux protocoles et les préparatifs des commerçants nécessaires à ce changement.

Richard Widmann, responsable mondial de la stratégie Web3 chez Google Cloud, a expliqué que les agents ne peuvent pas obtenir de comptes bancaires en raison d'obstacles technologiques et réglementaires. Il a décrit la cryptomonnaie comme une solution naturelle car elle offre une interface lisible par machine pour les paiements. Google a introduit le protocole Agentic Payments Protocol, connu sous le nom d'AP2, et l'a fait don à la FIDO Foundation avec plus de 120 partenaires, dont PayPal.

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Illustration of AI agents using Amazon's payment system with Coinbase and Stripe for stablecoin micropayments.
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Amazon launches ai agent payments system with coinbase and stripe

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Amazon Web Services introduced a new infrastructure on Thursday allowing autonomous AI agents to make payments using stablecoins. The system, called Amazon Bedrock AgentCore Payments, was built in partnership with Coinbase and Stripe. It focuses initially on micropayments for digital services.

Developers are equipping increasingly autonomous AI agents with crypto wallets, enabling them to hold assets, trade tokens, and hire other agents, according to Electric Capital. While the technical infrastructure is advancing, legal frameworks lag behind. At NEARCON 2026, Avichal Garg highlighted the unresolved issues around liability for such non-human entities.

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Coinbase has introduced Agentic Wallets, a new infrastructure designed to enable AI agents to handle financial transactions autonomously. Announced on February 11, 2026, the tool addresses limitations in current AI capabilities by allowing agents to spend, earn, and trade without constant human oversight. This development builds on prior Coinbase initiatives in agentic commerce.

Cryptocurrency exchange OKX has published a new cross-chain Agent Payments Protocol (APP) to enable autonomous financial interactions among AI agents. The framework supports agent-to-agent payments, escrow, and automated transactions in business settings. It builds on OKX's Agentic Wallet and Payment SDK with cross-chain capabilities.

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The U.S. Treasury Department submitted a report to Congress on March 9, 2026—commissioned under the GENIUS Act—outlining four technological pillars to enhance transparency in cryptocurrency transactions: artificial intelligence for monitoring, digital identity for onboarding, blockchain analytics for tracing, and interoperable data-sharing APIs. It describes digital assets as key to U.S. innovation leadership while acknowledging lawful users' need for privacy tools like mixers on public blockchains, amid risks from illicit exploitation.

The Motley Fool has identified Ethereum as the leading artificial intelligence cryptocurrency to consider buying now. The publication suggests that Ethereum's potential to harness AI could lead to a significant increase in its value.

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Panelists at Consensus Miami 2026 identified trust as the biggest barrier to crypto adoption, citing complexity, poor user experience and lack of transparency. Executives from firms including Consensys, Kraken and major banks discussed tokenization's inevitability, security needs and paths to mainstream integration. The conference underscored the need for usability, regulation and human-centered design in blockchain products.

 

 

 

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