PayPalとGoogle、AIエージェントによる商取引の基盤に暗号資産を活用へ

PayPalおよびGoogle Cloudの幹部は、Consensus Miamiカンファレンスにおいて、AIエージェントが暗号資産ネットワーク上で次世代のインターネット商取引を牽引するとの見解を示した。両社は、エージェントが従来の銀行口座を利用する際の技術的障壁を指摘し、この移行に向けた新たなプロトコルや加盟店側の準備について議論を交わした。

Google CloudのWeb3戦略担当グローバル責任者であるリチャード・ウィッドマン氏は、技術的および規制上のハードルにより、エージェントが銀行口座を開設することは不可能であると説明した。同氏は、暗号資産が支払いに対して機械可読なインターフェースを提供することから、自然な解決策であると述べた。Googleは「Agentic Payments Protocol(AP2)」を導入し、PayPalを含む120社以上のパートナーと共にFIDO Foundationへ提供している。

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Amazon Web Services introduced a new infrastructure on Thursday allowing autonomous AI agents to make payments using stablecoins. The system, called Amazon Bedrock AgentCore Payments, was built in partnership with Coinbase and Stripe. It focuses initially on micropayments for digital services.

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Coinbase has introduced Agentic Wallets, a new infrastructure designed to enable AI agents to handle financial transactions autonomously. Announced on February 11, 2026, the tool addresses limitations in current AI capabilities by allowing agents to spend, earn, and trade without constant human oversight. This development builds on prior Coinbase initiatives in agentic commerce.

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The U.S. Treasury Department submitted a report to Congress on March 9, 2026—commissioned under the GENIUS Act—outlining four technological pillars to enhance transparency in cryptocurrency transactions: artificial intelligence for monitoring, digital identity for onboarding, blockchain analytics for tracing, and interoperable data-sharing APIs. It describes digital assets as key to U.S. innovation leadership while acknowledging lawful users' need for privacy tools like mixers on public blockchains, amid risks from illicit exploitation.

The Motley Fool has identified Ethereum as the leading artificial intelligence cryptocurrency to consider buying now. The publication suggests that Ethereum's potential to harness AI could lead to a significant increase in its value.

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Panelists at Consensus Miami 2026 identified trust as the biggest barrier to crypto adoption, citing complexity, poor user experience and lack of transparency. Executives from firms including Consensys, Kraken and major banks discussed tokenization's inevitability, security needs and paths to mainstream integration. The conference underscored the need for usability, regulation and human-centered design in blockchain products.

 

 

 

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