Banks

Illustration of Colombia's central bank building with digital overlays depicting a potential 50 basis point interest rate hike to 9.75% amid 5.15% inflation concerns.

Central bank may raise interest rates by 50 basis points

January 26, 2026 An Ruwaito ta hanyar AI Hoton da AI ya samar

Colombia's central bank may hike its policy rate by 50 basis points to 9.75% at its January 30 meeting, according to analysts surveyed by Anif and Corficolombiana. The move would address 2025 inflation of 5.15% and a 23% minimum wage increase that has boosted inflation expectations. The global context, with steady Fed rates and Brazil's policy, shapes the local outlook.

Entities with lowest mortgage and leasing rates for February

The Fondo Nacional de Ahorro and Banco Agrario lead with the lowest rates for mortgage credits and leasing on VIS and non-VIS housing in February, per Superintendencia Financiera data as of January 23. These rates reflect recent adjustments in the usury and interest rates, benefiting potential homebuyers. The overall leasing average stands at 12.30%.

Usury rate rises to 25.23% in February, making credit more expensive

January 31, 2026 An Ruwaito ta hanyar AI

The Superintendencia Financiera announced that the usury rate for February reaches 25.23% effective annual, up from 24.36% in January, raising costs for credit card purchases. Entities like Lulo Bank and Coltefinanciera operate near the limit, while Coopcentral and Banco GNB Sudameris keep lower rates. Experts highlight the impact on informal credit and propose system reforms.

America

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America

Clinng Payments and Kamin form alliance for interoperable payments

Folha Readers Demand PF Probe in Banco Master Scandal

Amid the Banco Master scandal—marked by its November 2025 liquidation, billion-dollar fraud allegations, and political ties—Folha subscribers demand a Federal Police investigation into implicated politicians and condemn social media attacks on the Central Bank. The TCU president affirms any liquidation reversal lies solely with the STF.

Fintech firms share strategies for financial health in 2026

January 06, 2026 An Ruwaito ta hanyar AI

Following year-end holidays, companies like Nu, Nequi, Lemon, and DataCrédito Experian offer practical advice for organizing personal finances and accessing responsible credit in Colombia. These tips aim to help users manage debts, optimize spending, and plan goals for the new year.

Cryptocurrency shifts toward bank integration in 2025

Despite market volatility erasing most yearly gains, 2025 marked cryptocurrency's deeper integration into traditional finance through regulatory clarity and stablecoin adoption. Banks and fintech firms expanded offerings, viewing crypto as infrastructure rather than speculation. This evolution highlighted a move from hype to practical execution.

Littio launches 12% E.A. dollar rewards for digital assets

December 22, 2025 An Ruwaito ta hanyar AI

The Colombian fintech Littio has announced a new feature allowing users to earn dollar rewards of up to 12% E.A. on deposited digital assets for up to 90 days. This option is available to any user with an existing account or new sign-up in the country, with no minimum amount and the ability to withdraw at any time.

January 31, 2026 00:14