Banche

Illustration of Colombia's central bank building with digital overlays depicting a potential 50 basis point interest rate hike to 9.75% amid 5.15% inflation concerns.

Central bank may raise interest rates by 50 basis points

26 gennaio 2026 Riportato dall'IA Immagine generata dall'IA

Colombia's central bank may hike its policy rate by 50 basis points to 9.75% at its January 30 meeting, according to analysts surveyed by Anif and Corficolombiana. The move would address 2025 inflation of 5.15% and a 23% minimum wage increase that has boosted inflation expectations. The global context, with steady Fed rates and Brazil's policy, shapes the local outlook.

Entities with lowest mortgage and leasing rates for February

The Fondo Nacional de Ahorro and Banco Agrario lead with the lowest rates for mortgage credits and leasing on VIS and non-VIS housing in February, per Superintendencia Financiera data as of January 23. These rates reflect recent adjustments in the usury and interest rates, benefiting potential homebuyers. The overall leasing average stands at 12.30%.

Usury rate rises to 25.23% in February, making credit more expensive

31 gennaio 2026 Riportato dall'IA

The Superintendencia Financiera announced that the usury rate for February reaches 25.23% effective annual, up from 24.36% in January, raising costs for credit card purchases. Entities like Lulo Bank and Coltefinanciera operate near the limit, while Coopcentral and Banco GNB Sudameris keep lower rates. Experts highlight the impact on informal credit and propose system reforms.

America

Banco Serfinanza receives Icontec's gold sustainability seal

America

Fitch withdraws rating from Fiduciaria de Occidente after spin-off

America

Clinng Payments and Kamin form alliance for interoperable payments

I lettori di Folha chiedono indagine della PF nello scandalo Banco Master

In mezzo allo scandalo Banco Master —segnato dalla sua liquidazione di novembre 2025, accuse di frode da miliardi di dollari e legami politici—, gli abbonati di Folha chiedono un'indagine della Polizia federale sui politici coinvolti e condannano gli attacchi sui social media alla Banca centrale. Il presidente del TCU afferma che qualsiasi revoca della liquidazione spetta unicamente alla STF.

Fintech firms share strategies for financial health in 2026

06 gennaio 2026 Riportato dall'IA

Following year-end holidays, companies like Nu, Nequi, Lemon, and DataCrédito Experian offer practical advice for organizing personal finances and accessing responsible credit in Colombia. These tips aim to help users manage debts, optimize spending, and plan goals for the new year.

Cryptocurrency shifts toward bank integration in 2025

Despite market volatility erasing most yearly gains, 2025 marked cryptocurrency's deeper integration into traditional finance through regulatory clarity and stablecoin adoption. Banks and fintech firms expanded offerings, viewing crypto as infrastructure rather than speculation. This evolution highlighted a move from hype to practical execution.

Littio launches 12% E.A. dollar rewards for digital assets

22 dicembre 2025 Riportato dall'IA

The Colombian fintech Littio has announced a new feature allowing users to earn dollar rewards of up to 12% E.A. on deposited digital assets for up to 90 days. This option is available to any user with an existing account or new sign-up in the country, with no minimum amount and the ability to withdraw at any time.

31 gennaio 2026 00:14