銀行

The Fondo Nacional de Ahorro and Banco Agrario lead with the lowest rates for mortgage credits and leasing on VIS and non-VIS housing in February, per Superintendencia Financiera data as of January 23. These rates reflect recent adjustments in the usury and interest rates, benefiting potential homebuyers. The overall leasing average stands at 12.30%.

2026年01月31日(土) AIによるレポート

The Superintendencia Financiera announced that the usury rate for February reaches 25.23% effective annual, up from 24.36% in January, raising costs for credit card purchases. Entities like Lulo Bank and Coltefinanciera operate near the limit, while Coopcentral and Banco GNB Sudameris keep lower rates. Experts highlight the impact on informal credit and propose system reforms.

Amid the Banco Master scandal—marked by its November 2025 liquidation, billion-dollar fraud allegations, and political ties—Folha subscribers demand a Federal Police investigation into implicated politicians and condemn social media attacks on the Central Bank. The TCU president affirms any liquidation reversal lies solely with the STF.

2026年01月06日(火) AIによるレポート

Following year-end holidays, companies like Nu, Nequi, Lemon, and DataCrédito Experian offer practical advice for organizing personal finances and accessing responsible credit in Colombia. These tips aim to help users manage debts, optimize spending, and plan goals for the new year.

市場のボラティリティが年間のほとんどの利益を消したにもかかわらず、2025年は規制の明確化とステーブルコインの採用により、暗号通貨が伝統金融へのより深い統合を果たした年となった。銀行やフィンテック企業は提供を拡大し、暗号資産を投機ではなくインフラとして位置づけた。この進化は、ハイプから実践的な実行への移行を強調した。

2025年12月22日(月) AIによるレポート

The Colombian fintech Littio has announced a new feature allowing users to earn dollar rewards of up to 12% E.A. on deposited digital assets for up to 90 days. This option is available to any user with an existing account or new sign-up in the country, with no minimum amount and the ability to withdraw at any time.