Colombian platform Addi has secured a license from Colombia's Superintendencia Financiera to operate as a financing company. The approval enables it to capture public deposits and provide banking solutions to its ecosystem of over 2.5 million consumers and 33,000 merchants. CEO Santiago Suárez described the milestone as defining for the company.
Addi, a commerce and financial services platform, announced that Colombia's Superfinanciera has granted it a license to operate as a financing company. This authorization allows the firm to capture public deposits under the regulatory framework of Colombia's financial system, including coverage by Fogafín deposit insurance.
"This is a defining moment for Addi. From day one, we built this company with the conviction that we deserve better financial services—more accessible, more transparent, and designed to work for Colombians. With this license, we take the next step: accompanying our clients not only when they buy, but also when they save," stated Santiago Suárez, CEO and co-founder of Addi.
The company reaches this milestone from a strong position. It has grown revenues by more than 100% each of the last five years and posted profits for six consecutive quarters. In 2025, it reported annualized revenues exceeding US$250 million and over US$530 million in debt commitments with partners like Goldman Sachs, Citi, and BBVA Spark.
Amid Colombia's context, where traditional accounts yield less than 0.5% annually against 5.1% inflation, Addi aims to provide a frictionless digital deposit account with competitive returns. Details on the new products will be announced soon.