The aggregate balance sheet of banks operating in Egypt's local market, excluding the central bank, climbed to EGP 24.752trn by end-August 2025, driven by household deposits. The Central Bank of Egypt reported a EGP 477bn increase from end-June 2025. This growth highlights the banking sector's resilience amid rising domestic liquidity.
The Central Bank of Egypt (CBE) disclosed in its latest report that bank assets reached EGP 24.752trn by end-August 2025, up from EGP 24.275trn in June. On the assets side, cash balances stood at EGP 204.715bn, domestic interbank dealings at EGP 2.825trn, and foreign bank balances at EGP 1.594trn. Lending to customers hit EGP 9.596trn, while securities and Treasury bill investments totaled EGP 7.423trn, with other assets at EGP 3.108trn.
Liabilities included capital of EGP 595.816bn, reserves at EGP 987.160bn, and provisions of EGP 646.690bn. Domestic interbank liabilities were EGP 1.473trn, foreign liabilities EGP 661.742bn, total deposits EGP 15.063trn, and bonds plus long-term loans EGP 968.596bn.
Customer deposits rose to EGP 15.187trn, a EGP 233bn increase from July. Government deposits totaled EGP 3.031trn (EGP 2.571trn local currency, equivalent to EGP 460.315bn foreign), while non-government deposits were EGP 12.156trn (EGP 8.971trn local, equivalent to EGP 3.184trn foreign). Households dominated with 76.1% of total deposits, including 81.6% of local-currency ones and 60.3% of foreign-currency deposits. Deposit growth in August was 23.4% overall, 26.4% for local currency, and 15.5% for foreign, with the latter comprising 25.60% of totals.
Credit facilities climbed to EGP 9.596trn, up EGP 274.5bn from June, fueled by EGP 164.4bn to non-government sectors (3.7%) and EGP 110.1bn to government (2.3%). Private business received 59.9% of non-government credit, distributed by activity as industrial 33.2%, services 27.2%, trade 8.6%, agriculture 1.5%, and undistributed 29.5% (including 29.3% households).
Domestic liquidity grew by EGP 315.2bn in July and August to EGP 13.388trn (2.4%), driven by quasi-money up EGP 176.3bn (1.8%) and money supply up EGP 138.9bn (4.1%). Net domestic assets rose EGP 186.7bn (1.5%), and net foreign assets EGP 128.5bn equivalent (17.3%). Reserve money reached EGP 2.405trn, up EGP 84.9bn (3.7%).