Banks operating in the Egyptian market recorded net profits of EGP 433.772bn in the third quarter of 2025, up from EGP 274.938bn in the second quarter, according to data from the Central Bank of Egypt. The CBE's latest report stated that net interest income reached EGP 766.842bn, while net operating income rose to around EGP 1.022trn.
The Central Bank of Egypt (CBE) released its latest report highlighting notable growth in the banking sector's performance during the third quarter of 2025. Total expenses amounted to approximately EGP 588.960bn, reflecting a balance between revenues and costs.
The ten largest banks accounted for around 78.7% of the total banking sector profits, recording EGP 341.421bn, while the five largest captured 66.4%, totaling EGP 288.2bn. In September 2025, the ten largest banks saw net interest income of EGP 590.878bn, net operating income of EGP 814.564bn, and total expenses of EGP 473.143bn. For the five largest, net interest income reached EGP 497.275bn, net operating income EGP 705.852bn, and expenses EGP 417.666bn.
The report noted that the return on average equity (ROAE) for banks in the domestic market stood at 39% in September, unchanged from June and March. The return on average assets (ROAA) was 2.6%, and the net interest margin was 5.8%. Among the ten largest banks, ROAE was 39.1%, ROAA 2.5%, and net interest margin 5.7%. For the five largest, ROAE reached 37.6%, ROAA 2.3%, and net interest margin 5.4%.
This report underscores the strength of Egypt's banking sector amid current economic conditions, with a focus on the robust performance of major banks.