Poupança
Serge Papin, the junior minister for Commerce and Purchasing Power, has proposed allowing employees earning less than two times the minimum wage to withdraw up to 2,000 euros from their company savings plans tax-free. The measure aims to boost consumption amid economic gloom. The amount could rise during parliamentary debates.
Reportado por IA
The year 2025 ends in the red for the Livret A, with net outflows of nearly 3.6 billion euros from January to November. This popular savings product, held by 55 million French people, is losing appeal due to its reduced yield. It marks the first negative year since 2015, following years of massive savings.
Especialistas recomendam usar débitos automáticos no cartão de crédito para transformar gastos habituais em poupança, superando a dificuldade inicial de formar reservas financeiras. Essa abordagem cria disciplina ao tratar contribuições como despesas rotineiras, facilitando o hábito de investir mesmo em orçamentos apertados. Artigos recentes destacam opções como previdência, consórcios e seguros para construir patrimônio de forma gradual.
Reportado por IA
During a virtual forum, Sura Investments experts recommended directing bonuses and aguinaldos to investments to boost savings and wealth. Companies are accelerating savings incentives to retain young talent in a competitive market. The balance between spending and saving was emphasized during the holiday season.