Health reform: Changes possible before cabinet decision amid ongoing coalition talks

As the April 29 cabinet decision approaches, Health Minister Nina Warken and Finance Minister Lars Klingbeil signal openness to adjustments in the statutory health insurance savings package, originally based on the Finance Commission's 66 proposals. Following the recent draft release and coalition disputes, associations and opposition intensify criticisms.

Building on the Finance Commission's 66 savings proposals—presented earlier this month and partially adopted in Health Minister Nina Warken's (CDU) draft unveiled last week—the reform aims to relieve statutory health insurances by nearly 20 billion euros ahead of a projected 15 billion euro deficit in 2027. The package is slated for cabinet approval on April 29.

In the ARD program 'Bericht aus Berlin,' Warken addressed rising additional contributions, which have doubled in recent years, and affirmed willingness for parliamentary changes. Finance Minister Lars Klingbeil (SPD) highlighted imbalances affecting the insured. Key contention points include a planned 3.5 percent surcharge from 2028 for contribution-free spouse co-insurance (exempting children, parents of young children, and caregivers) and funding for health costs of Bürgergeld recipients, currently burdening insurers by up to 12 billion euros.

CSU leader Markus Söder calls for shifting these costs to tax funding with budget offsets. Klingbeil, in ZDF's 'Berlin direkt,' urged sustainable solutions beyond mere shifts. Doctors' association Marburger Bund criticizes a shift to 'finance-driven care,' while Sozialverband Deutschland deems sick pay cuts 'unsolidary.' On April 19, panel doctors and the Deutsche Krankenhausgesellschaft held a press conference voicing reservations. Discussions also target consolidating over 90 health funds.

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Federal Health Minister Nina Warken announces health insurance savings plans at Berlin press conference.
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Warken presents savings measures for statutory health insurance

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Federal Health Minister Nina Warken (CDU) presented far-reaching savings plans for statutory health insurance (GKV) at a press conference in Berlin on Tuesday. She intends to implement more than three-quarters of an expert commission's 66 proposals to save 20 billion euros starting next year. The funds currently face a deficit of about 15 billion euros.

Federal Health Minister Nina Warken's (CDU) draft law to stabilize statutory health insurance—building on her April 14 announcement of the Finance Commission's 66 savings proposals—is now public, aiming for nearly 20 billion euros in relief by 2027. Coalition partners, especially the CSU, criticize the burden distribution amid a looming 15 billion euro deficit.

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Chancellor Friedrich Merz stated that the draft health reform bill is »practisch fertig« and will be voted on in the cabinet on Wednesday. Health Minister Nina Warken's (CDU) savings package aims to cut around 19.6 billion euros next year. The proposal faces criticism from associations, health insurers, and parts of the coalition.

Manuela Schwesig, minister president of Mecklenburg-Vorpommern, has criticized federal health minister Nina Warken's plans for nursing care reform. She sees them as shifting problems onto the weakest. DAK chief Andreas Storm also called for a reform moratorium.

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German Finance Minister Lars Klingbeil (SPD) detailed specific savings targets for the 2027 federal budget at a press conference in Berlin. The measures aim to close a 111 billion euro financing gap. The largest cuts target pensions at four billion euros.

The German federal government plans to eliminate free co-insurance for spouses in statutory health and long-term care insurance. The move aims to plug budget shortfalls at health insurance funds and will make coverage more expensive for many families. Handelsblatt learned of this from coalition sources.

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The German federal government under Finance Minister Lars Klingbeil (SPD) failed to agree with the Union on budget savings. Instead, taxes on alcohol, tobacco, and cryptocurrencies are set to rise, with new levies on sugar and plastic. The measures appear in the 2027 budget draft to be presented to the cabinet on Wednesday.

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