Japan eyes digital applications for emergency welfare loans from fiscal 2028

Japan's welfare ministry plans to partially introduce digital applications for emergency welfare loans starting in fiscal 2028, allowing financially distressed households to apply quickly via smartphones instead of in person. The move aims to speed up aid during disasters.

Japan's welfare ministry has outlined plans to digitize applications for emergency welfare loans. The program supports households in financial distress, particularly during disasters, to provide quick funding.

According to the ministry, partial rollout of smartphone-based online applications is expected to begin in fiscal 2028. This shift aims to reduce the need for in-person procedures and ease the burden on applicants.

The digitalization effort is positioned as part of disaster preparedness, enabling easier access for those in remote or affected areas. Further details on the implementation schedule are to be determined.

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Following its April announcement, the South Korean government started distributing cash aid on April 26 to basic livelihood security recipients and other vulnerable groups to offset rising oil prices from the Middle East conflict. Aid amounts are 550,000 won ($372) for basic livelihood recipients and 450,000 won per person for single-parent households and those just above the welfare threshold, with an extra 50,000 won for recipients outside Seoul or in declining population areas.

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