Nearly 90 percent of workers turn mid-year bonus into immediate spending

An analysis by Mejor CDT reveals that most Colombians spend their service bonus quickly. The study highlights high levels of regret due to lack of financial planning.

According to the report published on June 20, 2026, nearly 90 percent of respondents convert this extra income into everyday expenses or immediate consumption. Historically, 88 percent of Colombians end up using the bonus this way.

Carlos Correa, executive director of Mejor CDT, stated: “Muchos colombianos van a recibir prima de mitad de año, e históricamente 88% de ellos se les vuelve plata de bolsillo. Invertirla en un CDT ayuda a que no se arrepientan de gastársela”.

The study also indicates that 79 percent of Colombians regret how they used these resources. In cities like Barranquilla, regret reaches 85 percent, followed by Bogotá with 76 percent.

Makala yanayohusiana

A Banco de la República indicator shows Colombian debtors allocate 41.7 percent of monthly income to bank loan payments. The figure exceeds the average of the past five years.

Imeripotiwa na AI

A Fenalco survey indicates that 94% of Colombians will celebrate Mother's Day this year, up 9% from 2023. E-commerce platforms like Amazon and Mercado Libre are gaining ground among shoppers.

Services inflation excluding rent reached 9.1% in May, driven by the 23% minimum wage hike. Market expectations for end-2026 rose to 6.5%.

Imeripotiwa na AI

Jaime Dussán, president of Colpensiones, announced meetings and technical tables with sector actors to discuss Decree 0415 of 2026, which governs the transfer of $25 trillion from private funds to Colpensiones. He specified that $20 trillion will go to current contributors and $5 trillion to pensioners. He noted that around 109,000 people have been transferred, with nearly 24,000 now receiving monthly payments.

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