State Bank of India targets net interest margin above 3 percent

10 Mwezi wa tano, 2026

Imeripotiwa na AI

State Bank of India plans to maintain net interest margins above 3 percent in the coming fiscal year through deposit repricing and faster growth in retail and MSME loans.

The lender expects easing funding costs to support this goal even as slower growth in current account and savings account deposits may force greater use of higher-cost term deposits. Officials at the bank said they will accelerate retail and MSME lending to lift yields and generate additional fee income that can help offset margin pressures.

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RBI headquarters with repo rate display amid West Asia conflict indicators, for monetary policy news illustration.

RBI holds repo rate at 5.25% amid West Asia conflict

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Jumatatu, 22. Mwezi wa sita 2026, 04:09:35

State Bank of India targets net interest margin above 3 percent

Makala yanayohusiana

RBI holds repo rate at 5.25% amid West Asia conflict

Reserve Bank of India keeps repo rate at 5.25 percent

Bajaj Finance raises deposit rates as Shriram plans cuts

Government urges state banks not to rush credit rate increases

RBL Bank Q4 profit surges 233% to Rs 230 crore

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HDFC Bank reports 15% YoY deposit growth in Q4

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Indian companies shift to bank loans amid rising bond yields

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